About us
At Humblebee Financial Planning, we educate and empower our members to make informed and smart decisions about their financial wellbeing. When you partner with us, we will help you prepare, prioritise and plan your pathway to financial freedom, so you get the most out of your life without the stress and worry of financial burden.
Our financial services
- Money management and savings advice
- Insurance and family protection
- Superannuation advice
- Debt management advice
- Investment advice
- Retirement and Estate planning
Our Expertise
About us
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Our Philosophy
We want all of our members to live an exciting life full of amazing experiences and memories, and your wealth is the key that unlocks all of this potential. It is what allows you to create new experiences, travel the world and enjoy life as you see fit.
Our Philosophy
We want all of our members to live an exciting life full of amazing experiences and memories, and your wealth is the key that unlocks all of this potential. It is what allows you to create new experiences, travel the world and enjoy life as you see fit.
At Humblebee Financial Planning, we want you to feel in control of your finances. We guide you towards achieving a financially fulfilled life by educating you about your financial options, help you prioritise your goals, and empower you to make a wise financial decision for your long-term financial prosperity.
We are here to help you prepare, prioritise and plan your financial future, so you can enjoy today.
Who we can help
25-35
we can help with…
At this stage in life everything is exciting and new. New job, new house, new career. It is also the best time to start planning and get your finances under control, before being an adult really takes over.
Forming good habits at a young age will allow you to automate your financial world, leaving you time to dream big and plan your next getaway, safe in the knowledge that your future is secure and comfortable. Why not let us help you start that plan? Here’s how we do it:
- Prepare, prioritise and plan your goals so we can align your income allocation with these effectively (financial and lifestyle goals).
- Set and forget (knowing we are looking after it) your long-term wealth plan.
- Protection of your income and lifestyle funding secured at a low-cost (the older you are the more expensive your insurance).
- Goal setting and prioritising – not sure what to do first? Buy the house or travel the world, we can help you decide.
- Savings plans – smart ways to save for that round the world trip or even a decent deposit for your first home.
- Confidence in your decisions and a professional ear to bounce ideas off all have financial goals and dreams, why not let us work out if yours are achievable.
Call us today for your complimentary planning session.
35-45
we can help with…
Here’s a common scenario: Adult life has well and truly hit. You’re probably set in your career, your family home and your priorities may have changed – but you still feel young at heart with big dreams you want to accomplish. Still, you worry if it is all possible?
Let us take away some of that worry for you! We specialise in helping you effectively prepare, prioritise and plan your goals so that it directly aligns with your income allocation (financial and lifestyle goals). Here’s how we do it:
- Well planned debt reduction plan that can save you significant interest costs.
- Long term wealth plan set up and automated so the future takes care of itself.
- Medium-term investment plan (this may include future education costs).
- Return to work calculations – should you return to work or are you working just to pay childcare?
- Updated insurance to make sure your assets, income, young family and lifestyle are protected from any unforeseen events.
- Confidence in your decisions and a professional ear to bounce ideas off – we all have financial goals and dreams, why not let us work out if yours are achievable.
- A well-executed Estate plan.
Call us today for your complimentary planning session.
45-55
we can help with…
So, you are now starting to think more about your retirement plans. For those with children, you may be getting back some of your freedom. You are more than likely earning at your peak and also spending at your peak. You have been chipping away at the mortgage and its hopefully in a good shape. Should you start adding more into superannuation, or start enjoying the fruits of your labour? Can you do both? Here’s how we can make it all happen for you:
- Prepare, prioritise and plan your goals so we can align your income allocation with these effectively (financial and lifestyle goals).
- Take control of your superannuation – boost your super savings and take the worry out of retirement.
- Proactive taxation planning – making sure your plan is set up in the best possible way to optimise your tax position both personally, inside superannuation and your direct investments.
- Insurance Review – you may find you can start to reduce your need for insurances as you lower your debt and your children get older. We can then revert these savings to your retirement planning needs.
- Confidence in your decisions and a professional ear to bounce ideas off – we all have financial goals and dreams, why not let us work out if yours are achievable.
- A well-executed Estate plan.
Call us today for your complimentary planning session.
55+
we can help with
You are potentially coming towards the end of your work life, preparing for the kids to leave so you can join the grey nomads. Most people like to travel regularly and enjoy the fruits of their labour, however they worry whether or not this will last.
There are so many things to think about. Is my superannuation going to be enough? Do I have to downsize my house? Will I get the aged pension? How much is a round the world ticket and when can I leave?
Why not let us be your professional sounding board and answer some of those questions for you. Here’s how we do it:
- We provide confidence and peace of mind you will be able to meet your expense requirements – including the holiday budget. We can put plans in place to help bridge any gaps.
- We will create a correctly structured retirement plan to maximise the effectiveness of your income streams and allow for changes in your circumstance.
- Confidence in your decisions and a professional ear to bounce ideas off – we all have financial goals and dreams, why not let us work out if yours are achievable.
- A well-executed Estate plan ensuring your spouse and family are looked after in the unfortunate event of illness or premature death.
Call us today for your complimentary planning session.
News
Humblebee Financial news buzz…
How to welcome a baby into the family and stay on budget
Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it’s not without its expenses.
Making the most of the instant asset write-off
Cash flow is like your daily hit of caffeine. You don’t really notice how important it is for your business until you’ve got to try and operate without it. Today we’ll look at how the recently expanded instant asset write-off initiative can help out in that area.
5 ideas to help first home buyers break into the property market
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.
What the Royal Commission report means for you
More than 1000 pages and 76 recommendations – the Royal Commission final report doesn’t exactly make for light reading. Fortunately, we’ve cut to the chase with the key recommendations and how they’ll affect you.
Will the RBA cut the cash rate this month?
We don’t like to dust off the old crystal ball and speculate very often, but there’s been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.
The dangers of chasing investment returns
It can be a hard temptation to avoid; you sit there and watch while other investments outperform your own, and you begin to wonder… why don’t I just invest my money there instead?
Adulting: mapping out your financial road to retirement from your 20s
‘Adulting’ is a real thing. It has even made it to the Oxford dictionary where it’s defined as “behaving in a way characteristic of a responsible adult, especially the accomplishment of mundane but necessary tasks”.
Mortgages not holding Aussies back from travel
It’s no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!
What the re-elected Coalition government has promised
No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us – here’s one last article that explains what you can expect from the 46th parliament of Australia.
APRA suggests banks relax key lending criteria
Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator sent a letter to the banks asking them to relax a key lending criteria.
Choosing the right investment ownership model
We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model.
Getting hounded by ATO impersonators? Don’t get scammed this tax season
Tax time is just around the corner, which means ATO impersonators are pulling out their bag of tricks to try and scam you. Here are the main scams currently doing the rounds.
Black Swan events: never try to predict the unpredictable
Hindsight is 20/20, right? The Global Financial Crisis, Trump’s election and the rise and fall of Bitcoin all seem obvious enough in retrospect. But here’s the thing: very few people ever make money from random and unexpected events, despite many trying!
6 ways to bridge the Super gender gap
The superannuation gender gap has narrowed over the past decade, but more work still needs to be done. Here’s how you can help close the gap even further.
Get in touch
Contact us to find out how we can help you find your financial freedom.
Send us a message
Luke Grundy is an authorised representative of Synchron, AFS Licence No. 243313.
The information contained on this website is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.